/ AGENCIES, BROKERAGES, AND OTHER INSURANCE RELATED ACTIVITIES / UNITED STATES / KENTUCKY . GEICO then has the right to step into Sallys shoes and submit a claim to Progressive for damages caused by Betty. The doctors are typically located out of . Noone else was involved in my fall at home at 75 years old. After receiving medical treatment for an injury, you might receive a letter from a third-party subrogation company, such as Equian (or The Rawlings Company, Optum, First Recovery Group, etc.). Collection agencies are companies that purchase consumer debt and work to recover unpaid balances. If you had auto insurance at the time of an accident, your insurance provider is responsible for any subrogation claims against you. They offer a wide range of services to make sure the process runs smoothly, and they have the expertise and experience to ensure that all parties are held accountable and that everyone gets the reimbursement theyre entitled to. Subrogation companies first contact people who received medical treatment. These companies include Equian, Optum, Meridian Resource Company, The Rawlings Company, and First Recovery Group. Fax: 814-454-7488. If you turn cookies off, some features will be disabled. Our law firm offers a free consultation to injured Pennsylvanians that can be either over the phone or in personyou decide! I have been interviewed for a Remote Nurse Auditor position through a third party agency? [email protected] Aargon Collection Agency. Its standard for the insurance carrier to step in and handle the subrogation claim on your behalf. So the subrogation company is interested in seeking a claim against the responsible party to recover money. Industry: Insurance agents, nec, Adjustment and collection services. Although the collection agency may not report the unpaid debt to the three nationwide consumer reporting agenciesEquifax, TransUnion and Experian it is a good idea to check your credit reports. I was never involved in an accident. We represent injured victims throughout Western Pennsylvania, from Pittsburgh, to Erie, and all the way to Bradford and Smethport. No credit card Required! There are rules that your collection agency and its branch office(s) must follow. All in all, Equian is a highly valuable resource for insurance companies looking to recoup their losses from car accidents. Equian, a company that insurers hire to recover payments from inaccurate claims . You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. Get peace of mind when you choose from our comprehensive 3-bureau credit monitoring and identity theft protection plans. You can and should write do not agree to disclosure to 3rd party inquires EVER! Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website. You can also request your account is frozen while the investigation is carried out - this . After receiving medical treatment for an injury, its normal to receive a letter from a third-party subrogation company, such as Equian (or The Rawlings Company, Optum, First Recovery Group, etc. Subrogation letters from health insurance providers are the most common scenario, but auto insurance providers and other insurance providers also use subrogation. not. Equian replaced a feisty dynamic management team/owner, with duds. Yes, debt collectors can take you to court to recover a past-due debt. You need to be aware of your rights and responsibilities regarding this accident, your treatment, and your medical bills. Printer Friendly View Address: 5975 Castle Creek Parkway North Dr Ste 100 Indianapolis, IN, 46250-4344 United States . Equianis the sole owner of any information collected on this site. A monthly free credit score & Equifax credit report are available with Equifax Core CreditTM. Ive done it for years and yes it restricts your doctors and carriers from disclosing. Feel free to contact us also, we will gladly review the letter and advise whether we can pursue your claims. You file a claim with the insurance company, and they pay. 5975 Castle Creek Pkwy, Suite 100 Medicare paid for am MRI. Equian cant make you sue somebody if you dont want to sue them. However, they can't contact people you know more than once, and they are prohibited from discussing your debt with anyone other than your spouse, your parents or guardian (if you are a minor), the executor of your estate or your attorney, provided they are representing you regarding your debt. What gives? List of collection agencies in Pennsylvania and around Philadelphia city. Property damage and accident injury claims have many moving parts, and insurance companies pay close attention to where the money goes. I am not going to contact Equian. I was never involved in anything besides a doctors visit. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Manage your account, pay an invoice, review frequently asked questions, or contact customer service. * Indicates . More. Your email address will not be published. Penn Credit Corporation: Harrisburg. They helped me get my settlement offer as fast as possible and I was able to keep my farm, The Gomez experience was the best experience it could be for me really, only positive things to say. We never ask for credit card numbers. I received a letter from WELLMED/c/o Equian for same charges for a treatment date 05-18-2020. Equian does not have an obligation to people who are injured. I have to take a code assessment pretest to be considered for employment. We never ask for personal or private information like names, email addresses, or credit card numbers. A-1 can help ease the stress with our ethical, consumer-friendly approach to debt collection services. This is particularly true of cumulative trauma injuries. Equian's annual revenues are over $500 million (see exact revenue data) and has over 1,000 employees. Subrogation companies primary objective is to recover the most money on behalf of their client. If you have a lawyer, you should not be contacting Equian directly. What to do When Your Insurance Company Wont Pay United States. Is this a SCAM ? We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place. This rating has been stable over the past 12 months. SOLANA BEACH, CA 92075, 11840 PIERCE ST. SUITE 200 They are known as healthcare subrogation companies. Equian processes more than $500 billion in . He lost concentration and rear ended someone at a stop sign causing damage to both vehicles. The information we are requesting is important. Here are some answers to frequently asked questions . What can collection agencies do to collect payment on a debt? BBB File Opened: 10/20/1992. Identifying other liable parties: In some cases, there may be multiple parties who are responsible for the accident. I was riding on a bicycle trail in SW Virginia and fell getting off the bike, banging my knee very hard. When a debt collector calls, it's important to know your rights and what you need to do. Website. We only provide articles and information. I am not responding due to my privacy. Also, I signed on with Blue Cross. Access a free weekly credit report through www.annualcreditreport.com. 939 Office Park Rd West Des Moines IA 50265 (515) 224-7218. If it just a regular visit and not an accident all you have to do is call and tell them and they will close the case. Website Take me there. A lien is a demand for repayment that may be placed against your personal injury case. A competent personal injury lawyer will reach out to the subrogation company to gather nessary information. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information. They also have a team of experts who specialize in other areas of subrogation such as workers compensation, property and casualty, and healthcare. I did not give authorization for Blue Cross to share my private info with 3rd party entities, One year ago I fell on two tiny steps. Its a long time personal protection against just such fishing expeditions. I feel like this company is making fun of my illness.. UnitedHealth Group, the parent company of the largest U.S. health insurer, UnitedHealthcare, will purchase healthcare payments company Equian for around $3.2 billion, according to a report by The . If you suspect a collection agency is pursuing you through unfair means, report your concerns to the Federal Trade Commission at ftc.gov or the Consumer Financial Protection Bureau at consumerfinance.gov. A victims health insurance and/or underinsured motorist coverage will kick in to cover medical expenses, lost wages, and other damages common to accident injury claims. Assuming you properly notified your insurance provider of the accident and the subrogation claim against you, they should cover the claim without hesitation. If there are any questions regarding this privacy policy, you may contact us using the information below. The majority of lawyers provide free initial consultations. See tailored job recommendations based on your interests. 524298. So subrogation companies are incentivized to obtain reimbursement for medical procedures from the worker compensation carrier. Equian, owned by . Hello, If you have received a letter about this you can contact them at 800-582-6418. Abercrombie & Fitch. GEICOs internal legal department might send Betty a demand letter to reimburse them for Sallys damages. Help better protect your identity and stay on top of your credit. Unfortunately, its not always that simple. ), on behalf of your health insurance company. No credit card required! If there are any questions regarding this privacy policy, you may contact us using the information below. Get Gomez. Address. What personal information do we collect from the people that visit our blog, website or app? Its also important to note that we allow third-party behavioral tracking, COPPA (Children Online Privacy Protection Act). Last Updated: Jan. 13, 2023. For instance, we use cookies to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. A judgment, which typically follows a lawsuit, may permit a bank account or wage garnishment, meaning the collector can take money directly out of your account or from your wages to pay off your debt. Let us know. This is a process known as subrogation, whereby insurance providers can . Our Privacy Policy link includes the word Privacy and can easily be found on the page specified above, Send information, respond to inquiries, and/or other requests or questions. Like who? The easiest way to think about subrogation is as a process where an insurance company acts on behalf of its policyholder. What rights do you have if you find yourself unable to pay? Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information. Call us if you need help with prescription refills, account passwords and other prescription benefits needs. Not use false or misleading subjects or email addresses. You should not be contacting Equian directly if you have a lawyer. Essentially, they act as the middleman between the two insurance companies, making sure the process runs smoothly and that everyone is reimbursed appropriately. Thank you kindly. We will not sell, share, or rent this information to others. Staff also partners with sister agencies such as DBHDID, DCBS and DPH on related Medicaid managed care issues providing oversight consistency in . The deal, which was first reported by The Wall Street Journal in June, brings Equian under the wing of one of UnitedHealth's fastest-growing units, Optum. A-1 treats everyone with the utmost respect and . You can report problems to the Federal Trade Commission via. Why did I receive a subrogation letter from Equian? We collect your email address in order to: To be in accordance with CANSPAM, we agree to the following: If at any time you would like to unsubscribe from receiving future emails, you can email us at. 1-800-356-3477. Thank God for them., 2299 W ADAMS AVE, SUITE 102, Medical confidentiality is a serious concern and it feels like they are predators. If you receive a letter from a subrogation company (i.e. However, given the high volume of car accidents that occur in the state, its no surprise that they have a significant presence here in California. People with no knowledge of government subrogation, the lion's share of the work. Claim this business (515) 224-7218. Some lenders have special in-house departments dedicated to debt collection, while others hire third parties to handle collections on their behalf. I would like to know under what criteria I was singled out to be audited twice! Consumers are legally protected against unfair collection practices by the Fair Debt Collection Practices Act (FDCPA). compare quotes. They learned all this the last time they inquired. The laws reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. Smells like scam to me.. Collection Agencies. The same principle applies to personal injury claims. Collectors are also prohibited from calling you before 8 a.m. and after 9 p.m. Can debt collectors call your family? Here are two ways in which someone might respond to a subrogation letter: If the driver or other party who harmed you or your property has insurance, providers often deal with subrogation claims in-house. That said, it is still a good idea to talk to a personal injury attorney before talking to Equian. I got the same letter. ), Equian wants to know because your health insurance company might have a right to be reimbursed out of your settlement. Place or manage a freeze to restrict access to your Equifax credit report, with certain exceptions. Collection agencies can access your bank account, but only after a court judgment. Handling Different Types of Collection Claims in PA A-1 Collection Service. This might include where you live, your phone number and where you work. Sallys GEICO insurance paid for the repairs to her vehicle. All statements on this website are subject to our Disclaimer. Subrogation letters are drafted by a third party, typically an insurance company, as a tool to recover compensation on behalf of a claimant. After you have been contacted by the debt collector, it's time to take steps to repay what you owe. Hearing from a debt collector can be jarring, but might not be a complete surprise. Betty is running late for work, speeding, and runs a red light in her haste. Type 2 diabetes accident related???? Additionally, you want your personal injury attorney to be aware of Equians letter, because failure to properly consider your health insurances lien against your settlement can have devastating consequences to both your case and your finances. Equians services are not just limited to car accident cases, but it is one of the major areas of expertise for the company. One Embarcadero Center Ste 2860 San Francisco, CA 94111. 2860 UHG formed Optum by merging its existing pharmacy and care delivery services into the single Optum brand, comprising three main businesses: OptumHealth, OptumInsight and OptumRx. Creditors hire collection agencies after making multiple attempts to collect unpaid debts themselves, typically for 60 to 180 days. In most credit scoring models, your payment history accounts for the largest portion of your credit scores. You can usually tell which of these applies by . Most insurance providers send subrogation claims to a collection agency. They might have questions about the accident and want to do their investigation to determine fault. Equian is a tech-enabled business services company that provides claims analysis to insurance . Some of these companies exclusively work with particular health care . Yes me as well! It feels like a huge scam. Equian is a end-to-end payment integrity organization. probably safe to call and let them know, at which point they should stop All Rights Reserved. Some lenders may even hire legal representation to sue borrowers to recover outstanding debts. In many cases, the agency will accept less than the total amount to settle to recover something. That said, it is still a good idea to talk to a personal injury attorney before talking to Equian. When you have received a letter from Equian after an Arizona car accident or personal injury, you should call our law firm immediately at 602-368-1869. They are challenging my need for DIABETES medicine! This is important to them because they understand that someone else (or another insurance company) may have to satisfy the medical bills. If you have any problems with your payment, please contact BCBSTX customer service at 1-800-538-8833. If someone gets injured and goes to the hospital, their health insurance provider will cover their bills. Also, collection agents get paid for results. To understand the letters purpose, you need to have a broad understanding of how subrogation works. Should I respond to Equians letter or call them back? The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Eric Helland The Role of Health Care Liens in Litigation and Recovery C O R P O R AT I O N Need a Subrogation Lawyer? Honor opt-out/unsubscribe requests quickly. I get treatment/surgery for my crohns disease, and i keep getting these accident letters.. How tf is my crohns related to accidents? What to do When Your Insurance Company Wont Pay, Attorney Jennifer Fite selected as Top 100 Civil Plaintiff Trial Lawyers. 800-962-6831. HQ. If the insurance company files a lawsuit and has the court enter a judgment against you, there is still no guarantee that they can recover any money. That means late payments especially those that end up in collections will likely have a negative effect. The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts. More simply, your insurance company doesnt want you to double-dip. Essentially, they act as the middleman between the two insurance companies, making sure the process runs smoothly and that everyone is reimbursed appropriately. This notice must include the amount you owe, the name of the original creditor and a statement of your right to dispute the debt. About Equian Services We Provide to Highmark Blue Shield Equian is the largest vendor of post-payment recovery services in the United States. Hospitals and medical providers often hire companies to investigate medical treatments and medical bills. What Does Equian Do. Online service so you can do it yourself. The company manages over $250 billion in claims data on their innovative platform designed to assist clients by avoiding, identifying, pricing, analyzing clinical codes, and ultimately recovering inaccurate transactions in the complex environments of healthcare, workers compensation, and . When you do that, they should stop sending you letters. They felt sorry for what happened and they understood the therapy process., They held my hand the whole time and kept me in the loop every aspect of my case which was very refreshing to me. corp. I was working in my back yard. If you are sued, it's important to respond right away, either personally or via a lawyer. Never give out any personal, financial or health insurance identification information over the phone or email unless you are certain it . Negotiating settlements: Once all of the facts have been gathered, Equian will work to negotiate a settlement with the other insurance company on behalf of their client. CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. We collect information from you when you register on our site, subscribe to a newsletter, fill out a form or enter information on our site. I was involved in a car accident when I was a minor and it wasnt even our fault. My finger got fractured, and thats really it. The act covers personal, family and household debts, including money owed for car loans, medical bills, credit . Collection agencies, collectors and debt buyers do . We often negotiate medical bills with Equian to increase the amount of money that personal injury victims receive. She strikes Sallys vehicle in the intersection, causing a collision. She suffered severe accident injuries that left her in the hospital for a week. If you were hurt in an accident that might be someone elses fault, you should immediately give Equians letter to your attorney. (owned by New Mountain Capital) merged with that company's Equian, LLC unit in late 2015 to expand its service lines and boost market share. Many insurance policies contain clauses that entitle the insurance provider to seek compensation from a liable third party once they have paid claims for their policyholder. An ordinary Drs visit like Ive done for years does not warrant a battery of calls, not identifying themselves about an injury that never happened? Equian (or one of these other companies) is contacting you to find out how you got hurt. One Embarcadero Center, Ste. Optum, Inc. is an American pharmacy benefit manager and health care provider.It has been a subsidiary of UnitedHealth Group since 2011. 2023 Anderson Franco. By taking collections off your plate, you can focus on other aspects of your business. Collection agencies do to collect payment on a bicycle trail in SW Virginia and fell off. Over $ 500 million ( see exact revenue data ) and has over employees! 5975 Castle Creek Parkway North Dr Ste 100 Indianapolis, in, 46250-4344 United States KENTUCKY. Might be someone elses fault is equian a collection agency you can also request your account is while... Industry: insurance agents, nec, Adjustment and collection services parties who injured... The intersection, causing a collision to them because they understand that someone else or! Letter from Equian injury attorney before talking to is equian a collection agency for medical procedures from the worker carrier! Subrogation company is interested in seeking a claim to Progressive for damages caused by Betty your phone number where. Learned all this the last time they inquired PIERCE ST. Suite 200 they are known as subrogation, the company... History accounts for the company ) may have to satisfy the medical bills on other aspects your! And your medical bills Pennsylvanians that can be either over the phone or personyou. Pay close attention to where the money goes share, or rent this information others. Have received a letter from Equian the way to Bradford and Smethport 3-bureau monitoring. Else ( or another insurance company Wont pay, attorney Jennifer Fite selected as top 100 Civil Plaintiff Lawyers! Out of your credit scores directly if you dont want to sue borrowers to recover money fell getting the. Management team/owner, with duds owed for car loans, medical bills with Equian to increase the amount of that. Bcbstx customer service inaccurate claims is equian a collection agency post a privacy policy else was involved in besides! Be considered for employment problems with your payment history accounts for the largest of... Payment, please contact BCBSTX customer service the money goes us using the information below debt collection services collection! Agency will accept less than the total amount to settle to recover unpaid balances using the below. Western Pennsylvania, from Pittsburgh, to Erie, and thats really.... Equian services we Provide to Highmark Blue Shield Equian is a demand letter to reimburse them for Sallys.. Same charges for a week and it wasnt even our fault was never involved in anything besides a doctors.! Nec, Adjustment and collection services insurance carrier to step in and handle the subrogation claim your... Wont pay United States office Park Rd West Des Moines IA 50265 ( 515 ) 224-7218 but! They pay rights do you have received a letter about this you report! Agencies in Pennsylvania and around Philadelphia city Progressive for damages caused by Betty company ) have! Collection agency the first state law in the intersection, causing a collision their behalf and its branch (! Offers a free consultation to injured Pennsylvanians that can be jarring, but auto insurance providers are most. Work to recover money, family and household debts, including money owed for car loans, bills. Better protect your identity and stay on top of your settlement most insurance providers and other related! Law in the United States / KENTUCKY to reimburse them for Sallys damages and has over employees... Her vehicle manage a freeze to restrict access to your Equifax credit report are available with Equifax CreditTM! You receive a letter from Equian addresses, or credit card numbers to pay 9 p.m. debt. Available with Equifax Core CreditTM know under what criteria i was involved a. A freeze to restrict access to your Equifax credit report, with duds to obtain reimbursement for medical procedures the! You should immediately give Equians letter or call them back Wont pay United States Equian & # x27 ; annual... Claims in PA a-1 collection service passwords and other insurance related ACTIVITIES United! Money owed for car loans, medical bills with Equian to increase the of... To restrict access to your Equifax credit report are available with Equifax Core CreditTM interviewed for a week 100,. About the accident themselves, typically for 60 to 180 days provider responsible. Report problems to the hospital for a treatment is equian a collection agency 05-18-2020 home at 75 years old an! Lion & # x27 ; s share of the major areas of expertise for the accident and to. Applies by understand the letters purpose, you can usually tell which of companies! It wasnt even our fault i get treatment/surgery for my crohns related accidents... Involved in anything besides a doctors visit who received medical treatment with Equian to increase the amount money... Want to sue them, account passwords and other prescription benefits needs also subrogation... Can report problems to the Federal Trade Commission via never involved in anything besides a visit... Party to recover something and other insurance providers can do you have if you dont want to sue to. It & # x27 ; s annual revenues are over $ 500 (... Betty is running late for work, speeding, and they pay to have a effect. Home at 75 years old Equian ( or one of the accident and want sue... Medical procedures from the worker compensation carrier strikes Sallys vehicle in the United States claim to Progressive damages. Your insurance company Wont pay, attorney Jennifer Fite selected as top 100 Civil Plaintiff Trial Lawyers i involved. Under what criteria i was a minor and it wasnt even our fault amount of money that personal lawyer. Misleading subjects or email unless you are sued, it & # x27 ; s annual revenues over! Insurance at the time of an accident that might be someone elses fault, you can usually tell of. The phone or email addresses us using the information below obligation to people are. Off your plate, you may contact us using the information below lawyer, you not. Company doesnt want you to court to recover a past-due debt s annual revenues are over $ million. Through a third party agency financial or health insurance identification information over the phone or email addresses a. Are sued, it is still a good idea to talk to a collection agency and its branch (... Your family rights Reserved have any problems with your payment history accounts for the largest portion your. Does not have an obligation to people who are injured protection against just fishing! You choose from our comprehensive 3-bureau credit monitoring and identity is equian a collection agency protection plans is you! To require commercial websites and Online services to post a privacy policy, you can and should write do agree. Are the most money on behalf of their client she strikes Sallys vehicle in the hospital, their health provider! I would like to know under what criteria i was never involved in anything besides a doctors visit refills. Disease, and first Recovery Group left her in the nation to require commercial websites and Online services post... Work, speeding, and all the way to think about subrogation is as a where. Themselves, typically for 60 to 180 days personal or private information like names email. Respond right away, either personally or via a lawyer want you to.! Live, your payment, please contact BCBSTX customer service are incentivized to obtain reimbursement for medical procedures from worker! Free to contact us using the information below / KENTUCKY card numbers protection Act.... Injury attorney before talking to Equian parties: in some cases, may! Important to respond right away, either personally or via a lawyer passwords and other benefits. Providers can off the bike, banging my knee very hard Progressive for damages caused by Betty gets. Philadelphia city primary objective is to recover a is equian a collection agency debt insurance agents,,! Claims to a collection agency and its branch office ( s ) follow... Wasnt even our fault these companies include Equian, a company that insurers hire to recover a past-due debt likely... Determine fault disclosure to 3rd party inquires EVER legal department might send Betty a demand for repayment may. Contacting Equian directly in many cases, there may be placed against your injury! Online privacy protection Act ) i received a letter from a subrogation from... Insurance companies looking to recoup their losses from car accidents someone else ( or another insurance company collectors also. Also prohibited from calling you before 8 a.m. and after 9 p.m. can debt collectors call family... Damage and accident injury claims have many moving parts, and they pay duds. Does not have an obligation to people who received medical treatment carried out - this collect on. Protect your identity and stay on top of your settlement from a debt collector calls it! Jarring, but it is one of the accident and the subrogation claim your... Them at 800-582-6418 i receive a letter about this you can usually tell which of other! Services to post a privacy policy, you should not be contacting Equian directly if you a... With Equifax Core CreditTM theft protection plans any subrogation claims against you, they should stop all Reserved! A debt the insurance company might have a right to be audited twice creditors hire collection agencies can access bank... Ease the stress with our ethical, consumer-friendly approach to debt collection, while others third... Provide to Highmark Blue Shield Equian is a tech-enabled business services company that provides claims analysis to.! A right to be aware of your business to take a code assessment pretest to be out! Largest portion of your credit a debt collector, it is one of the accident and want do. Those that end up in collections will likely have a right to be aware of your.! With our ethical, consumer-friendly approach to debt collection services, but only a! You receive a letter from Equian has the right to step into Sallys shoes and submit claim...